Request a Term Life Insurance Quote Today
Term Life Insurance
When you know you want to provide life insurance benefits to your loved ones in the event you die prematurely, it’s easy to find yourself confused by all of the different types of policies, and policy options, available.
Term life insurance can be an affordable way to provide some financial protection for a specific period of time.
What Is Term Life Insurance?
Term life insurance coverage is just what it sounds like: life insurance for a specified policy term. The coverage is in effect for a term of years that you choose up front, usually ranging from 10-30 years. If you die while the policy is in force, the insurance company pays death benefits to your named beneficiaries.
As you go through life, your insurance needs change.
The Diaz Legacy provides plans to keep you protected.
How Does
Term Life Insurance Work?
Like other types of life insurance, term life insurance starts with an application for coverage with an insurance company. Once a policy is in force with the company, you pay monthly, quarterly or annual policy premiums to maintain coverage. If you die during the specified policy term, the insurance company pays the specified death benefit amount to your named beneficiaries.
Choose The Diaz Legacy For Term Life Insurance
There are a lot of insurance agents and brokers offering to sell you their own company’s life insurance policies. The Diaz Legacy is different. As a truly independent insurance provider, we have access to policies from over 30 different life insurance carriers. These options allow you to shop around and find the policy that works best for you.
At The Diaz Legacy, our clients always come first. We take the time to get to know each of our clients and understand their needs and goals before recommending any insurance solutions. We believe that helps us better serve you, because we’re able to offer a variety of coverage options and solutions to meet your specific needs.
To learn more, and to get quotes for term life insurance coverage to protect your loved ones, contact us today at (832) 529-4917
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Frequently Asked Questions
Q: What are the advantages of Term Life Insurance?
Other advantages of term life insurance:
• It can be used to supplement life insurance coverage provided by your employer
• Policies provide a fixed death benefit for a time period that you choose up-front
• In addition to the specified “face amount” death benefit, your policy may include a return of premium option
• Some policies also offer other coverage options including critical illness and disability insurance protection
Of course, there are a lot of policies and policy options to choose from. When you’re considering purchasing a term life insurance policy, you’ll want to keep your financial situation in mind and select coverage that best meets your needs.
